Financial Solutions
As an investor, you are looking for returns that fit with your risk level. At Sinclair-Cockburn Financial Services we offer investment advice and financial services products tailored to your needs – whether you are a business professional, high net-worth individual or retiree.
Sinclair-Cockburn’s Mortgage Investment Corporation (MIC) is a unique opportunity for the high net-worth investor*. It allows individuals to invest in conventional and non-conventional mortgages. A strict due diligence process and professional management give investors a balance between opportunity and security. The MIC represents a non-correlated asset to traditional equity markets, allowing investors to diversify. Started in 2001, Sinclair-Cockburn has provided consistently steady returns to the high net-worth investor.
We also provide financial planning and financial services products to our clients. Our team of experienced financial advisors can help you plan a secure financial future and find the right investment opportunity through all the stages of your life. Whether you are starting a family and planning for education expenses or saving for retirement, we can help you devise a personalized financial plan that is right for you. With access to over 1,600 mutual funds and a wide range of other financial products, we ensure that you can access the funds that best suit your needs – for now and the future.
Sinclair-Cockburn is also a fully licensed mortgage broker. We can assist you in finding the most competitively priced mortgage on the market today and select the right type of mortgage for your situation. We provide the homebuyer with more options and a wider selection of loan products, saving you money and keeping you informed and educated on all aspects of the mortgage transaction. Instead of settling for the rate automatically quoted by your bank, let us scout the market on your behalf and find the rate and mortgage that’s right for you.
* Minimum investment required, sold through an offering memorandum. Must be an accredited investor.
Only meant for solicitation to residents of Ontario.
A Unique Opportunity for the High Net-Worth Investor
Investment options for today's high net worth clients are more limited than they were five or ten years ago. Traditional vehicles like bonds and money market funds yield little returns, while more aggressive instruments, such as stocks, mutual funds or other equity-based holdings, have proved risky in recent years. Many investors with capital are looking for alternative investments.
Sinclair-Cockburn Investment Group (SCIG) provides a much-needed answer for the savvy investor. It provides a unique balance between opportunity and security for the high net worth client. SCIG offers a solid rate of return and a great opportunity to invest in secured conventional and non-conventional mortgages.
Here's how it works. SCIG invests in first and second mortgages with durations of no more than two years. It primarily invests in residential and, on rare occasions, commercial mortgages for properties located in Ontario. A strict due diligence process includes an independent appraisal of the property, proof of income of the borrower (to support debt servicing) and a credit history of the borrower. Fund managers Ken Sinclair and Chris Pridham review the merits of each mortgage application. Sinclair-Cockburn lawyers handle all legal work.
Started in August 2001, SCIG earned an 8.87 per cent return in 2002 and 9 per cent in 2003. Investors receive interest income once a year in December, and SCIG issues a T-5 in March. Annual management fees will not exceed 2 per cent per year. All expenses are kept to a minimum to ensure the best use of investors' funds.
SCIG presents a unique opportunity for clients who are:
- Capable of investing a minimum of $50,000;
- Looking for a unique investment opportunity;
- Looking for diversification
- Frustrated with the limited options of the current investment climate;
- Seeking secure but higher rates of return on medium-risk investment options
We offer:
- Interest income paid once a year;
- An investment opportunity specializing in first and second mortgage applications;
- Income investment producing rates of return well above the rate of inflation.
- A thorough due diligence process;
- Low management fees and expenses.
For more information, please contact Ken Sinclair or Chris Pridham at 416 494 9883 ext. 321 or by email at financial@sinclaircockburn.com.
Financial Planning & Financial Services Products
Security takes many forms. From a secure lock on the door, to the peace of mind of knowing that when you want to slow down, your lifestyle doesn't have to slow down with you.
Over the years, Sinclair-Cockburn has seen some of its clients fail to translate their business success into a corresponding level of personal security. And we understand why. Running a business demands all your time and energy. Frequently there isn't enough left to make your way through the forest of financial products and services - all claiming to be the answer to your retirement goals.
That is why Sinclair-Cockburn has assembled a team of experienced financial advisors trained to take care of tomorrow's financial concerns, today. We understand the pitfalls and opportunities at each phase of your life cycle. We can provide independent, sound advice on which ones, of more than 1,600 mutual funds available, fit with your retirement goals. Together we can build a retirement portfolio that not only lets you sleep at night, it also lets you
dream a little.
Products
Services
- Financial Planning
- Retirement Planning
- Estate Planning
Tax Planning
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